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Moments of Brilliance (rant)
Oct. 27th, 2009 12:44 amSo, I went to Wachovia.com, to make a checking/savings account. It's time I had one, being an "adult" and all that good stuff, just never got one.
Anyway, filled out all the information, online, easy peasy right? you'd think.
Sent the info off, and waited for the e-mail telling me they got it and to call and answer any further questions they have, verify its me and all that....
They won't let me open a stinking bank account, to hold money that already belongs to me, because I don't have any "positive" credit to my name.
While this is true, frankly, I'm not asking for credit, I'm asking them to hold my money in a savings and checking accounts....and I know they have to have thier rules for checking people and so forth, but this had nothing to do with verifying who I was.
My mother, in her running of errands, had to stop at the bank, so while there she asked what was up with that. they started out by "suggesting" that I open a "little" credit card, like a Boscov's card or something, "we like our customers to havde more finacial stability"...there's brilliance there, A)I don't shop there much and B) I don't drive to go anywhere, whether I wanted to go to Boscov's or not.
After a bit more discussing things, they more or less said that if I went down, and had my mother sitting there with me, they'd let me have the account without the credit.
So, keeping that in mind, much love Wachovia, but you'll excuse me while I skip over to BoA and see what they tell me, before I do come bring my mommy with me to let you hold my money eh.
Anyway, filled out all the information, online, easy peasy right? you'd think.
Sent the info off, and waited for the e-mail telling me they got it and to call and answer any further questions they have, verify its me and all that....
They won't let me open a stinking bank account, to hold money that already belongs to me, because I don't have any "positive" credit to my name.
While this is true, frankly, I'm not asking for credit, I'm asking them to hold my money in a savings and checking accounts....and I know they have to have thier rules for checking people and so forth, but this had nothing to do with verifying who I was.
My mother, in her running of errands, had to stop at the bank, so while there she asked what was up with that. they started out by "suggesting" that I open a "little" credit card, like a Boscov's card or something, "we like our customers to havde more finacial stability"...there's brilliance there, A)I don't shop there much and B) I don't drive to go anywhere, whether I wanted to go to Boscov's or not.
After a bit more discussing things, they more or less said that if I went down, and had my mother sitting there with me, they'd let me have the account without the credit.
So, keeping that in mind, much love Wachovia, but you'll excuse me while I skip over to BoA and see what they tell me, before I do come bring my mommy with me to let you hold my money eh.
